You’ve worked hard to acquire your home. One of the most overlooked areas is properly insuring it. Yes, we get insurance as part of the buying process but how often do you review the coverages and limits.
Homeowners insurance applies to single family homes, condos, manufactured and mobile homes, as well as renters. While all of these “homeowners” policies are similar they are each unique in the coverages they provide. If you have an existing policy, have you ever looked at the coverages and limits and asked yourself how the figures were determined? Are you covered at replacement cost, extended replacement cost or actual cash value? Whats the difference?
Contact us today for a review and to explore those questions.