Car Insurance

Tri Palms Insurance Services

Insurance Services for Palm Springs and the Coachella Valley

What coverages do I have? What coverages do I need? What do the liability limits mean? How do they work? Are others covered when driving my auto?

So many basic questions, but many people don’t quite fully understand the meaning and implications of not having adequate coverage. You look at 15/30/5 on your insurance limits, but what do each of those numbers really indicate? Sure, they meet the State of California minimum requirements, but are you really protected? In most cases, probably not.

Full Name, Date of Birth, and Drivers License Number for each driver in the home
Vehicle Identification Number(s), Odometer readings, and date auto(s) were purchased
School transcripts for student driver discounts if applicable

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Car Insurance Benefits

We’ll make sure you’re covered!

Medical Payments

Medical payments coverage can help pay for medical or funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it’s an optional addition to your car insurance policy.

Rental Reimbursement

Rental reimbursement (or rental car coverage) is a type of optional car insurance coverage that helps pay for the cost of a rental car while your vehicle is being repaired after an accident or after suffering damages that are covered through your car insurance policy.

Comprehensive

Comprehensive coverage pays to repair or replace a covered vehicle that’s stolen or damaged by something other than collision or rolling over. For example, damage caused by fire, wind, hail, flood, theft, vandalism, or hitting an animal would be covered.

Testimonials

Vic I.

These guys are amazing! Hands down the best customer service around. When I walk in the door or call to ask a question, I feel like I am their only client. See Doug for all your insurance needs.

Greg L.

I recently moved to the area and needed to update my auto and home policies. I called Tri Palms as they seemed to be in the community (and they are)! I met with Doug Wilson, the owner, who spent a…

Matthew Daniel

Designer

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Michael Christopher

Developer